How to Protect Your Home Located in a Flood Zone
If your home is located in a flood zone it’s important to be proactive to prevent damage. Water damage and flooding can happen when you least expect it. According to the National Flood Insurance Program, 20% of flood insurance claims come from low flood risk areas. Therefore spending the money to get a flood zone determination inspection can help you prepare. There are a few steps you can take to make your home protected from water damage and flooding.
Here are 5 ways to protect your home located in a flood zone
1. Learn how water flows around your home
One of the easiest ways to protect your home from water damage caused by a flood is to analyze how water flows around your home. If water is not redirected correctly it can cause damage quickly during a heavy rain. For example if you have an area where an excessive amount of water pools from the gutter, you should redirect the water out further than next to the house. Finding ways to draw water away from your home can protect your home from flooding during extreme weather.
2. Move outlets higher than the flood line
If during your home inspection your home is determined to be located in a flood zone you will get information about where the flood line is. One step to take to prevent your electrical system from being damaged by a flood is to move your outlets up on the wall to be above the flood line. Although this will take some time and money up front, it could save you a ton of money in the long haul in the event of a flood.
3. Waterproof unfinished basement floors and walls
If your basement is unfinished there are finishes you can place on the walls and floor to seal them. These finishes will help you waterproof the surfaces preventing water damage from water build up around the home. Although this won't fully protect your home from a major flood, it will make your home easier to restore in the event of a flood.
4. Check the home’s foundation for cracks
Another preventative measure you can take to protect your home located in a flood zone is to check the home’s foundation for cracks. If there are any cracks in the foundation they should be sealed with caulk and cement to make them flush with the surrounding area. To make the seal even stronger you can also add a waterproof finish after sealing the crack as well.
5. Lift outdoor equipment above the flood line
Aside from protecting the inside of your home, it’s also smart to protect the outside of your home located in a flood zone. Equipment, like air conditioning units for example, are expensive to replace and excessive water can cause damage or cause them to be completely destroyed. Because of this it’s important to also follow the flood line when placing these around your property. Lifting outdoor equipment above the flood line can help you be proactive about a potential flood and save you a ton of money.
A flood can cause devastating damage and can cost you a ton of money to repair. However, taking these steps to protect your home located in a flood zone can help you prevent extreme damage and save money. What other steps have you taken to prepare your home for a potential flood or water damage? Share your ideas in the comments below.
