The Mortgage Process Doesn’t Need to Feel Intimidating

Applying for a mortgage is a big step towards homeownership, but it doesn’t need to be one you fear. Here are some tips to help you prepare.

1. Know Your Score

Your credit score and history play a role in your future loan. Know your score, what impacts it and how to build strong credit,.

2. Organize Your Documents

Gather tax returns, bank statements, and more so that the information is readily accessible when you’re ready.

3. Lean On The Professionals

Ask your agent to connect you with a trusted lender, so that you will have expert advice every step of the process.

4. Discuss Loan Types and Terms

Learn about the various loan types, their terms and durations to determine which type is the right fit for you.

5. Get Pre-Approved

Work with your lender to determine what you can afford and get pre-approved so that you can begin your home search with confidence.

Any major life change can be scary, and buying a home is no different. Partner with a trusted real estate professional to take the fear out of the equation.