Tomie Raines

The Pros and Cons of Selling Your Home As-Is

An “as is” home excites some buyers and makes others queasy. If you’re considering selling your home as is, you should first understand what this means, and the pros and cons of selling your home as is. Selling an as is home

Tomie Raines

5 Home Improvements That Are Tax Deductible

It’s a question that many industrious homeowners ask; are home improvements tax deductible? With tax season approaching, considering the right deductions can significantly lower your tax bill. While not all home improvements are tax deductible–particularly those that are only for comfort or

Tomie Raines

Is Mortgage Pre-Approval Necessary For Homebuyers?

Though mortgage pre-approval is not vital to buying a house, getting approved before house-shopping can save home buyers time and energy in the long run. Mortgage pre-approval is necessary to make your offer stronger than other buyers’, but it offers several other

Tomie Raines

20 Documents Needed for Mortgage Pre-Approval

To get the best negotiating position in a seller’s market, it’s best to obtain mortgage pre-approval before house-shopping. Lenders require a full and accurate picture of your financial position for mortgage pre-approval, which means a variety of documents are required. These are

Tomie Raines

11 Tips to Speed Up The Home Sale Process

If you’ve bought a new home but you haven’t sold your first, you might be feeling the pressure to speed up your home sale. Managing a second mortgage can be tough, especially if you have other matters on your mind, like growing

Tomie Raines

How Long Should You Own a House Before Selling?

If you purchased a starter home and are now considering moving up, you may wonder how long you should own your house before selling. While it’s impossible to know for sure what market conditions will be like in your area in five

Tomie Raines

8 Winter Landscaping Updates to Entice Homebuyers

Though there is less competition, more serious buyers, and other advantages to selling your home in the winter, many homeowners struggle with curb appeal. When the white and gray winter landscape sets in, many homeowners give up. This makes it easy for