Tomie Raines

2017 Michigan Real Estate Market Forecast

2017 is projected to be a hot year for home sales. There have been an increase in home buyers over the last few years as millennials are turning away from renting and are now at a point where they can begin to

Tomie Raines

4 Reasons Homebuyers Need to Conduct a Land Survey

When purchasing a new home, you’re not only purchasing the physical home, you’re also purchasing the land it resides on. Purchasing a home is a major investment, so it’s important you have a well-rounded understanding about everything that you’re buying. Land surveys

Tomie Raines

9 Fall Home Staging Tips to Help Sell Your Home

Fall is a unique time of year for real estate because it’s when temperatures begin to drop and the mindset of home buyers shift from summer amenities to fall comfort. Because of this shift in seasons, many home buyers will walk through

Tomie Raines

Are Mortgage Points Worth the Investment?

Mortgage lenders offer a variety of programs for home buyers. These programs are in place to allow you to find a mortgage that works for you and your current situation. Depending on your lender, there may be mortgage points or discount points

Tomie Raines

Do You Know What Homeowners Insurance Covers?

When you purchase a home you will also need to consider homeowners insurance policies. Homeowners insurance is required by most mortgage lenders, and is also a necessary fee when buying a house to protect you financially. This coverage protects you from the

Tomie Raines

The Ultimate Guide to Fees When Buying a House

When buying a house it can be overwhelming to understand all of the upfront fees associated with closing. From the initial steps of pulling your credit report, to applying for a loan, all the way to furnishing your house there are a

Tomie Raines

5 Ways to Increase Your Credit Score to Buy a House

Many potential homebuyers are intimidated by the idea of building their credit score to purchase a home. But what they don’t realize is that the credit score needed to be eligible for a mortgage is lower than they might think. Once you

Tomie Raines

4 Advantages of a Pre-Listing Home Inspection

Typically when you think of a home inspector’s role in the real estate process, you think of a home buyer hiring them prior to writing an offer. However, there are benefits of hiring a home inspector if you are thinking about selling