Tomie Raines

4 Signs You Need to Lower Your Home’s List Price

The main goal for most home sellers is understandably to get top dollar for their home. With this as their main priority many home sellers can have inflated expectations for what their home is worth. Sentimentality is another factor that can inflate

Tomie Raines

What Factors Cause Mortgage Rates to Fluctuate?

When purchasing a home, you’re more than likely going to need a mortgage to assist you with the purchase. A main factor that determines the long term financial commitment of your mortgage is the mortgage’s interest rate. Interest rates can fluctuate based

Tomie Raines

Do I Still Need a Realtor in 2017?

As the digital world evolves, there are a wide variety of resources online to aide your home buying or selling process. Because of the large array of tools available, and mostly for free, there can be some questions as to whether or

Tomie Raines

3 Financing Options as a Move-Up Buyer

When purchasing a home as a move-up buyer, your financing options can be a bit more complicated. For many move-up buyers, coming up with the funds for a down payment is a difficult task without selling their current home first. As you’re

Tomie Raines

How Housing Inventory Affects The Real Estate Market

Housing inventory is one factor that drastically affects the status of the real estate market. Depending on inventory you’re either in a buyer or sellers market which brings different advantages and downfalls. Housing inventory can fluctuate year to year or seasonally so